Terms of Use & Services


Updated January 3, 2020


Please read this agreement carefully. By accessing or using this website, you indicate your acknowledgment of and agree to be bound by this agreement and the terms contained herein. Neighborhood Housing Services of Camden, Inc. provides the information and services on this site to you, the user, conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this website constitutes your agreement to all such terms, conditions, and notices.


 

Liability Disclaimer


Your visit to our website and use of the services and content are done at your own risk. You acknowledge and agree that Neighborhood Housing Services of Camden, Inc.:

 

(1) Provides the content, service, and websites "AS IS" without any warranty of any kind;

 

(2) Makes no representations concerning the suitability, reliability, accuracy, completeness or timeliness of the content or the service for any purpose;

 

(3) Expressly disclaims all warranties expressed or implied in connection with the content and the services provided on the website, including but not limited to warranties of merchantability or fitness for a particular purpose and implied warranties for any products or services mentioned or offered in the contents or in third party websites; and

 

(4) Shall not be liable for any direct, indirect consequential, exemplary, punitive, special or other damages including without limitation, loss or delay of use, loss of data, or any other damage in contract, tort, equity or other legal theory, even if advised of the possibility thereof, relating to the use of the service, website, or content; and

 

(5) Assumes no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services, or other material on this site.

 

While Neighborhood Housing Services of Camden, Inc. strives to keep the information on this site accurate, complete, and up-to-date, Neighborhood Housing Services of Camden, Inc. cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness, or timeliness of the information provided. Opinions expressed herein are solely those of the contributors or authors and do not represent an endorsement or corporate position of Neighborhood Housing Services of Camden, Inc. unless otherwise noted.

 

Information provided on this website shall not be deemed the providing of legal, financial, tax or other advice and you are encouraged to consult with your own advisors for such information.

 

If you are dissatisfied with any portion of this website, or with any of these terms of use, your sole and exclusive remedy is to discontinue using this website.


 

Personal and Non-Commercial Use Limitation


You may access, download and print materials on this website for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, or services obtained from this website without first obtaining written consent from Neighborhood Housing Services of Camden, Inc. Contact: info@nhscamden.org


 

No Unlawful or Prohibited Use


As a condition of your use of this website, you warrant to Neighborhood Housing Services of Camden, Inc. that you will not use this website for any purpose that is unlawful or prohibited by these terms, conditions and notices. If you violate any of these terms, your permission to use this website automatically terminates.


 

Indemnification


You agree to indemnify, defend and hold harmless Neighborhood Housing Services of Camden, Inc., its affiliates, directors, officers, employees and suppliers from any liability, loss, claim and expense (including reasonable attorneys’ fees) related to your violation of this agreement.


 

Links to Third Party Sites


At certain places on this and other Neighborhood Housing Services of Camden, Inc. websites, live links to other Internet addresses can be accessed. Such external Internet addresses contain information created, published, maintained, or otherwise posted by institutions or organizations independent of Neighborhood Housing Services of Camden, Inc. Neighborhood Housing Services of Camden, Inc. does not endorse, approve, certify, or control these external internet addresses & does not guarantee the accuracy, completeness, efficacy, timeliness, or correct sequencing of information located at such addresses. Use of any information obtained from any such address is voluntary, and reliance is at your own risk.


 

Governing Law


This agreement and the resolution of any dispute related to this agreement or the site shall be governed by and construed in accordance with the laws of the State of New Jersey, without giving effect to any principles of conflicts of law. Neighborhood Housing Services of Camden, Inc.'s failure to insist upon strict enforcement of any provision of this agreement shall not be construed as a waiver of any provision or right. Any legal action or proceeding between Neighborhood Housing Services of Camden, Inc. and you related to this agreement shall be brought exclusively in a federal or state court of competent jurisdiction sitting in Camden City, New Jersey.

 

 

 

Purchase of Education and Counseling Services


Neighborhood Housing Services of Camden, Inc.’s Homebuyer Education and Housing Counseling fees may be processed securely online on our website (NHSCAMDEN.ORG) through our Payment Provider Merchant Account via PayPal. Additionally, students who choose to complete our Homebuyer Education Course Online through our Curriculum Partner, The Financial Folder LLC, will have their payments securely processed separately online on our website (NHSCAMDEN.ORG) through The Financial Folder LLC’s Payment Provider Merchant Account via PayPal.

 

We ask that website visitors and/or clients who choose to pay for services through our website or direct email links act ethically and engage in Good Faith practices regarding payment disputes and do not knowingly or unknowingly engage in activities that may result in accessing education course websites, receiving education materials, or obtaining counseling services without payment.

 

Please review our Chargeback Resource Page for more information concerning this topic.

 

 

 

Legitimate and Illegitimate Disputes, Claims, Chargebacks, and Bank Reversals.


There are multiple ways that a buyer can initiate a complaint. And that process, including time frames, refund authorizations, and who is in charge of settling the dispute, will vary depending on how the purchase was funded.

 

All Disputes, Claims, Chargebacks, and Bank Reversals either filed directly against our organization (NHSC, Inc.) or against our curriculum partner (The Financial Folder LLC) will be investigated through a resolution process. Should a claim prove to be illegitimate (false) such actions taken by the claimant are in direct violation of our Terms Of Use and Services and may result in a termination of our current and/or future relationship with said claimant and/or legal action may be pursued against the claimant.

 

Please review our Chargeback Resource Page for more information concerning this topic.

 

 


Terms Of Use and Services         Privacy Policy