To keep our course fees Low & Affordable for All

help us stop Chargeback Fraud

Before You Buy

Learn How To Protect Yourself & Others!

Choose A Course Option

Individual Course


Max 1 Student

Couples Course


Max 2 Students

For both names to print on the certificate you MUST email the First & Last Name of Both Students to:

Put “Couples Course” in the subject.

Important Information

What if I take this course and then later my lender or grant program denies my mortgage or grant?

Many people are referred to this course for different reasons; however, this course's main goal is to provide information to help you make more informed decisions about your finances and the home buying process. We educate independently of all programs and are not responsible for how each program or lender manages their grants or mortgage products. If you experience a denial of benefits, please use our housing counseling services as a tool to help you reach your goals of homeownership. Also, PLEASE consult with your referring lender, grant program, real estate agent, etc. BEFORE taking this course. 

Course Provider

We use the course curriculum provided through The Financial Folder LLC; however your certificate is signed and validated by us, Neighborhood Housing Services of Camden, Inc. (NHSC, Inc). We are a HUD-Certified Housing Counseling Agency. Once you have successfully finished all course requirements, your certificate will be available for immediate download and printing.

Payment & Course Access

All payment processing is handled by The Financial Folder LLC through PayPal. If you do not have a PayPal Account choose the option “Pay with a debit or credit card.”

Please note that your Credit/Debit Card statement will list the Financial Folder LLC as the merchant (Not NHSC, Inc.) and it may be abbreviated as below:



If someone other than you is paying for this course on your behalf, remember to inform them of the purchase and merchant information.

Once payment is successful, you MUST click “Return to Merchant or Vendor” to access the student registration page and official course website. Remember to Bookmark the Course Website!!! 

If you experience access issues please contact The Financial Folder right away for technical assistance: