Foreclosure / Eviction / Utility Shut-Offs  Information
 

NJHMFA Foreclosure Mediation Assistance Program (FMAP)


If you are facing the threat of  Foreclosure:

The New Jersey Housing and Mortgage Finance Agency’s (NJHMFA) provides a variety of programs to assist homeowners. Information about these programs and counseling services, provided by a network of participating housing counselors in each county, are FREE.


Please Visit

http://www.njhousing.gov/foreclosure


The NJHMFA website provides additional resources and information on your rights, how to qualify for mediation assistance, and information on the New Jersey Courts Foreclosure Mediation Program. Also, there is a link found under the "Related Links" section that provides helpful instructions on applying for the Foreclosure Mediation Assistance Program.


Additionally, you may directly contact the New Jersey Courts Office of Foreclosure. This Foreclosure Mediation Program provides homeowners who are in foreclosure with access to housing counselors and court trained mediators to resolve foreclosure actions. A mediator and counselor will work with you and your lender to work out your mortgage so that your future payments will be affordable to you.



Does Fannie Mae Or Freddie Mac Own Your Mortgage?

Use The Loan Look Up Tool To Find Out





The Fannie Mae & Freddie Mac Loan Lookups enable mortgage borrowers to quickly determine if either one owns their loan by providing a street address, unit, city, state, ZIP code, etc.


If Fannie or Freddie owns your loan, you may be eligible for programs designed to make your mortgage more affordable.

Eviction Information


At the direction of Governor Murphy, the NJHMFA housing counseling initiative expanded to include renters who may be threatened with eviction. These counseling services, provided by a network of participating housing counselors in each county, are FREE.


Please Visit

http://www.njhousing.gov/foreclosure

Utility Shut-Offs Information


All NJ utility shut-offs have been suspended at this time until further notice.  


Please Visit

https://www.nj211.org/utility-assistance-programs